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Zelle Pay

Zelle Pay
Reviews and Complaints

www.zellepay.com
What is your customer experience with Zelle Pay?
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Patricia C Ecc
map-marker Crawfordville, Florida

Person came on, then disappeared .

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Received a text claiming Zelle paid over $500.00 for something. I have never had a Zelle account. If the text is true, then fraud has occurred.

Preferred solution: Absolutely no charge for anything. My email was used fraudulently.

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Savion Cex

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Fort Worth, Texas

Zelle problem

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Updated by user Mar 13, 2026

Very hard to find a real person to talk to. Pass the blame around.

Original review Feb 26, 2026

Zelle system malfunction. Chase says call Zelle.

Zellecustomer service not reachable. Account history not available in Chade app.

Loss:
$2000
Cons:
  • Cannot connect with customer service

Preferred solution: Answers to why app does not work

User's recommendation: Use a different service

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1 comment
Andre L Pvo

Zelle transactions are not insured by the bank and refunds are never issued. Sorry

DOUGLAS M Jhk
map-marker Cuyahoga Falls, Ohio

Scammers

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AI Highlights
  • - The buyer claimed payment via Zelle and directed me to a Zelle support number.
  • - They never came to collect the item.

I had a customer trying to buy something from me who said they sent the payment through Zelle. Then, they directed me to call a number that they said was Zelle customer service, only to find out it was someone's cell phone that didn't even have the voicemail set up.

When I contacted the real customer support line, they instructed me to call my bank. They never came to get what they were purchasing from me.

Pros:
  • Goes through your bank

Preferred solution: Just to let people know about the scammers.

User's recommendation: Make sure to have them use the zelle QR code or accept cash.

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1 comment
Andre L Pvo

Zelle scam. Money is not insured or refunded by the bank. Sorry

Lynn L Zec

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Unable to send money

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Won't allow me to send money.

States delete or change on bottom.

My bank Discover states that the restriction is with Zelle, not Discover. Please find out why and call me at (860) 387-****.

Pros:
  • Convenience
Cons:
  • Unfortunately zelle has a restriction on my account

Preferred solution: Be able to Zelle cash

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Lynn L Zec

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Unable to send money

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AI Highlights
  • - Cannot send money with Zelle; please fix my account.
  • - Bank says I am all set with Zelle.
  • - Recipients blocked; please unblock them so I can send money.

Dont understand why I cant send money with Zelle please fix account so I will be able to send money. My bank reported that Im all set with Zelle please fix

I believe the problem is with Zelle. My recipients for some reason are blocked I would greatly appreciate it if you can unblock them so that I can send money

Thank you

User's recommendation: Don’t have any

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Lynn L Zec

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Unable to provide why my account is restricted

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Very upset that I cant Zelle and receive money from Zelle please look into the situation and provide me why I have a restriction on my account.

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Hind Mzi
map-marker Des Moines, Iowa

Old ways vs. new ways

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It all sucks! Yet, do you even have a customer service number to call at all? Now, you *** me off again because you are never satisfied in what I give!

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Taylen Bam

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Money zelled to me has not reached me or my bank

Please drop the $100 sent by my cousin into my US Bank Account. Mr.

Iwu Christopher. Ikebruno4@***.com or 909-232-****.

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1 comment
Andre L Pvo

Zelle transactions are not insured by the bank and no refunds ever paid out especially for a phone number error even by one digit. No money coming your way sorry.

Joshawa A

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Milwaukee, Wisconsin

I have a pending payment

Laura sent me $260 dollars and why I have not seen my money, I have no money to pay the 5 dollars can you please hurry up and pay me my money . Its out her bank and my bank said its your end

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1 comment
Andre L Pvo

Zelle is not insured by the bank and refunds are never issued. Sorry

Laylee Ywx
map-marker Rialto, California

Slow to drop old accounts

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Old account is still hook up to zelle when it needs to be off. Can not get in touch with zelle at all

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Joshawa A

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Verified Reviewer
| map-marker Milwaukee, Wisconsin

I have a pending payment

Laura sent me $260, and why I have not seen my money? I need my money tonight, please. It's out of her bank, and my bank said you're holding it.

Loss:
$260

Preferred solution: My money

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Otis M Qfn

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Miami, Florida

My Zelle isn’t working to receive payment

Zelle Pay - My Zelle isn’t working to receive payment

Zelle is rejecting all my payments. I'm not sure why it's happening. I was out of the country and wasn't able to receive any of my payments, which left me in a hard spot.

Loss:
$1
Pros:
  • Bank to bank payment
Cons:
  • Not able to get payment

Preferred solution: Apology

User's recommendation: Make sure your zelle work

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Cody Lgz

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Verified Reviewer
| map-marker Fairfield, Connecticut

One digit mistake

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More assistance needed when payment accidentally is sent to wrong person.

One digit mistake in phone number!

Cannot get the money back.

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1 comment
Guest

You will never get your money back as Zelle is not insured and no refunds are sent. If you make a one digit phone number mistake the money is gone.

The bank will not refund you by putting the money back.

Where are they supposed to get the money from to pay you back? Its gone.

Anonymous
map-marker Birmingham, Alabama

Never got my payment

AI Highlights
  • - Payment can't be received due to login issues after a week.
  • - About $400 is stuck in Zelle after months, and I am homeless.

I hate it I still can't receive my payment over login issues after a week of trying i gave up . Still don't have my own money stuck in zelle and I will let everyone know don't use zelle horrible $400 dollars i been waiting months for i finally get it only now it's stuck in zelle hate it I'm homeless because of it

User's recommendation: Don't do it

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1 comment
Guest

Your money is gone as Zelle transactions are not insured by the bank and is non-refundable. A small error such as being one digit off in the phone number from the sender to you is enough to cause you to not receive any money and the transaction is not insured by the bank.

Even the sender can not get the money back that they sent to you.

Kiss it goodbye. I’m sorry

Yusra Iej

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Verified Reviewer
| map-marker Salt Lake City, Utah

Not helpful

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She repeated everything I said and she didn't answer my question. What i had called for so she wasn't helpful at all

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